Saturday, August 8, 2009

money highs and money lows

so I wrote a post earlier, but when I read it I felt as though I was trying to get people to feel sorry for me. I'm not trying to do that. So, here are my money highs and lows:

Highs:
-having more money in savings--I have more money in savings than before, but I've had to dip into it for emergencies (vet bills, etc...)
-I'm such a bargain shopper and each week I spend less and less at the grocery store! Yeah!
-We rarely eat-out. We did this at first to help Abby lose weight, but now we don't eat out at all! Okay, not quite, I've cut out fast food for the summer and we've only gone out to eat at sit-down restaurants 3 times with Abby! Woo-hoo for $$ (and calories) saved.
-awesome photography find. I found a photographer who is going to take our family pictures next week for $75! Murad and I wanted to get family photos taken, but our budget only allowed us to afford Sears or Target quality pictures. However, I found this guy and he is going to do our family photos in downtown McKinney next week. Check out his work! www.sixfourteenphotography.blogspot.com

Lows:
-not saving and using my savings! I need to keep some money in there for our honeymoon. Murad keeps telling me not to worry and that we will not sacrifice our honeymoon, but I can't help but worry. It's in my nature. I am glad we have it though. If we could put more in it each month, I'd sleep a little better.
-not having our debt paid off. Again, my worrying takes over. Once Murad starts working with his degree we can aggressively pay off debt and save for a home/family. Right now we're stuck doing what we can. At least we are making it and not going under. At least we aren't using credit cards anymore. After we pay it off we only want to have student loans, a mortgage and his car as debt.

as I make this list. I realize my highs outweigh my lows. I realize I am not as bad with money as I think. I know it's hard living off of one salary (and maybe a half salary or a quarter salary), but it will all be worth it. Even when we have more money, we'll be used to being poor. So, at this time I'm thankful for being poor!

2 comments:

  1. it'll al work out. you two will be doin' fine in the future!

    ReplyDelete