the cost of moving to a rental house is so not worth it....
I priced it out
$1100 -$1300 security deposit
$350 pet deposit
$270 moving costs
plus if we can't find a place that has yard work included, we'd have to buy a mower and do it ourselves.
So that's almost $2000 without yard care. That's $2000 we could put towards a down payment on a house. After Murad and I discussed that, we decided to stay another year. With that $2000 plus other savings we should have a down payment by 2011. not bad, eh? plus a rental home will cost us $1100 (at least...most of the good ones are $1300 and up) and with good credit and down payment we could get a bigger house for $1100.
Okay, so back to saving for a down payment. Now to strategize....